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Credit Analyst Resume


Contact Candidate


Name:

Jennifer

Location:

US-Massachusetts

Experience:

Most Recent Job Title:

Credit Analyst

Objective:

To obtain a position where I can use my past experiences to increase business and productivity in any corporation

Resume Text:

.....Begin Resume Preview.....












Education

Salem State College

9/2002 – Present

Salem, MA

Major - Accounting





Professional Experience



08/2006 – 4/2009

Bank of America



Home Service Specialist II-Direct First Mortgage

Mortgage Loan Processor

• Maintained up to 100 active client files with lending authority up to $500K

• Kept a high level of customer service by being proactive in communication with customers, including banking center associates, realtors, etc

• Desktop Underwriting loans using Fannie Mae guidelines to stay within compliance levels

• Responsible for but not limited to verifying conditions of approval which may include, customer income/assets documentation, resolves routine title issues, prepared closing documents





Senior Operations Representative – Global Wealth and Investments/ Trust Operations



• Processed submitted request for stop payments, and or research for Client Managers, Private Banking, and Management

• Balanced principal and income cash flow daily for clients trust accounts and financial reports

• Supported Administrators in Operations Support with cash transactions for accuracy

• Maintained the SLA (Service Level Agreements) requirement





03/2005 – 8/2006

First Marblehead Educational Resources

Credit Resolution/ Verification Analyst – Loan Underwriter



• Reviewed CBR’s, performed fraud verification, analyzed financial statements

• Resolved all escalated client issues received via phone

• Lending authority on private loans up to $80K

• Maintained student loan applications for closing and disbursement

• Gathered data for management for SOX review weekly for compliance purposes



















06/2004 – 3/2005

American Arbitration Associations

Case Manager



• Maintained and balanced communication between parties

• Transmitted proper correspondence to the parties involved in Arbitration

• Accurately processed new demands for business

• Billed proper parties daily for nonprofit organization i.e. attorneys and/or unions





10/2002 – 03/2005

Boston Financial Data Services

Fund Liaison - Contract



• Processed incoming applications for customers for college funding (College 529 Plan)

• Posted transactions to mutual funds requested by stakeholders

• Reviewed and analyzed the documents for processing

• Advised stakeholders concerning financial transfers

• Took numerous inbound calls in call center



Skills Microsoft Word, Excel, Access, and PowerPoint. Data Entry- Alpha and Numeric 7,000 KPH, 35 WPM, Operating Systems-AWD,FAST, PACE, FIRST, Image View, Database AS400, TA2000,Bookkeeping, Expense Reports, A/P and A/R, also Oracle, RUMBA




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