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David
US-Georgia-Atlanta
5-10 yrs
No
Yes
Contract Analyst
OBJECTIVE:
A challenging career with a solid company that is goal driven, team oriented utilizing Strong leadership, Financial and Analytic abilities, along with excellent multi-tasking and problem solving skills.
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el and MS Access
Process, impact, scrubbing, and transport data into our database – from down loaded and Data entered information from the Underwriters.
Use MS Excel and MS Access (Record and Store Information)
Review compliance and credit issues on loans documents
Provide risk factors and feedback to investors
Corrections to other Underwriters inputs of data before the Investor(s) review reports
25% on the road travel to lenders and investors sites
Clayton Services (PCI), Shelton CT October 2005 to October 2006
Due Diligence Underwriter / Auditor (Contractor)
Used DOS, then DB2 database and Excel spreadsheets to evaluate compliance
Audited and re-underwrote closed mortgage loans to provide a risk assessment to investors
Reviewed compliance and credit issues on mortgage loan files
95% on the road travel to lenders and investors sites
Taylor, Bean, and Whitaker, Atlanta, GA March 2003 to September 2005
Jr Underwriter
Used an Automated system, MS Excel, and MS Access.
Performed auditing and compliance detailed duties.
Verified information through Lexis Nexus, Worknumber.com and Various Tools.
Reviewed and signed off on credit approved conditions submitted by mortgage brokers
Re-Underwrote loans and made loan corrections on a team, supervised by the Sr. Underwriter.
Reviewed and evaluated appraisals to determine property value
Provided customer service updates to brokers via phone, email, and /or fax
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IndyMac Bank, Norcross, GA December 2001 to February 2003
Jr Underwriter
Underwrote construction loans up to loan amounts of $250,000
Evaluated property appraisals to determine value
Provided credit evaluations to builders or construction companies
Auditor
Used MS Access database and MS Excel to store information.
Reviewed and audited loan documents submitted by brokers and borrowers.
Re-verified information such as assets, appraisals, employment, and income prior to loans being submitted approved to be sent to the closing department.
HomeSide Lending Mortgage, Jacksonville, FL January 1999 to November 2001
Loan Specialist
Used a System called a Host System, LP (Loan Prospector) and DU (Desktop Underwriter)
Processed and collected documentation from consumers or borrowers to approve their home loans
Signed off on credit documents, and information provided by consumers or borrowers such as bank statements, pay stubs, and appraisals submitted for conditional approval.
Northwest Behavioral Health, Jacksonville, FL October 1995 to December 1998
Case Manager II
Provided community services to mentally and Behavioral challenged children in schools and the community
Provided one on one mental heath counseling with parents and their children
Provided community resources within the City, County, State and Federal Government.
Attended Team Meeting, with Therapist and Mental Health Doctor, to form a Plan, Assessments, and Case Studies for troubled children on my case load.
Trained in conflict resolution, as well as provided training to parents in dealing with their children in the area.
CAFCHI (Northwest Behavioral Heath took over the Agency)
Case Manager I
Provided community services to challenged children in the community
Provided counseling services to parents and their children.
Met with Team( Mental Health Therapist and Doctor) to form Case Plans and Social Assessments for troubled children and their parents.
Trained in conflict resolutions, as well as provided Pro Social Presentations on how to resolve conflicts and social disagreements.
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Department of Insurance Tallahassee, Fl September 1993 to September 1995
Analyst (Investigation Unit)
Used DOS database Programs and MS Access.
Evaluated and reviewed submitted insurance fraud cases.
Provided feedback and support to investigators on their information submitted
Provided research and evidence for investigators to make a case or carry out a warrant.
Clerk (OPS)
Used DOS database Programs and MS Access.
Preformed data entry duties.
Entered collected information on to the state system
Performed clerical duties - make copies, fax, and answer general phone questions.
ADDITIONAL SKILLS:
Time Management
Negotiation Skills
Strong writing, research, verbal, as well as reading comprehension skills.
MS Excel, Word, Power Point, Outlook, MS Visio
SQL
EDUCATION:
Florida A & M University, Tallahassee FL
Bachelor of Science, 1992
Major: Sociology Minor: Business Administration
Kennesaw State, Kennesaw GA
Master of Public Administration
Some coursework completed
References Available Upon Request
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