Chief Loan Officer Resumes in US-New York-New York City: JUAN MIGUEL

Chief Loan Officer Resume

Contact Candidate

Name:

JUAN MIGUEL

Location:

US-New York-New York City

Experience:

1-3 yrs

Willing to Relocate:

Willing to Travel:

Most Recent Job Title:

Chief Loan Officer

Personal Website:

Objective:

To contribute to company where I can utilize my financial, analytical, customer service, and management skills.

Resume Text:

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ounting, case analysis, and project and operations management. Equally capable of team projects and individual endeavors. I possess excellent communication and interpersonal skills and prove to be very customer-oriented.
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EDUCATION

University of Asia and the Pacific 1998-2002
Bachelor of Science
Major in Business Management

Ateneo De Manila University High School
Grade School
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WORK EXPERIENCE

RBL Finance Corp. Manila, Philippines
Chief Loan Officer January 2006-July 2008
• Loan Processing
- in charge of credit investigation of loan applicants through direct interaction with their suppliers, customers, lenders and by studying the financial aspect of their business
- conducts financial analysis of the credibility of applicants based on the qualifications of short-term loans and probability of repayment
- includes gathering of pertinent information and fulfillment of various requirements for approval of loan application
- includes review of loan program and documents verification
- includes analysis of credit reports and borrower’s financial background
- includes administration of lending portfolio and calculation of all loan expenses
- in charge of funding orders and disbursement of loans
• Marketing
- includes sourcing new business and seeking new proactive opportunities to generate more loan applications and sell the company’s products
- includes meeting with clients, business owners, suppliers, lenders and tailoring the right finance solutions while maintaining ethical standards
- includes providing financial advise regarding various loan policies, guidelines and inquiries
• Business Development
- conducts extensive financial analysis on different facets of the business including analysis in areas of operation performance, inventory, and resource management
- includes analysis of process flow and recommended viable solutions to ineffective strategies

Basik Funding Mortgages New York, USA
Closing Manager February 2004-December 2005
• Managed closings of loans
- in charge of coordinating closing between all loan participants
- includes financial analysis of various closing costs such as broker fees, title fees, lender fees, and attorney fees
- includes daily update of financial spreadsheets and reports
- includes constant interaction with customers, lenders, title companies, bank attorneys, brokers, and insurance agents
- includes review of loan files and documents for accuracy, completion, and compliance with mortgage guidelines
- includes fulfillment of all requirements such as closing fees, title reports, and closing documents prior to closing of the loan
- includes drawing of loan documents
- includes analysis of HUD-1 Statements and calculation of all mortgage costs
- includes confirming receipt of outstanding conditions needed prior to funding
- in charge of funding orders and disbursements of loans
• Managed processing of loans
- includes gathering of pertinent information and fulfillment of various requirements for approval of loan application
- includes analysis of credit reports and borrower’s financial background
• Managed mortgage sales
- includes assessment of the market to find the best mortgage product that fits the client’s needs
- includes providing financial advise regarding various mortgage programs such as fixed loans, variable loans, home equities and debt consolidation

David Pour & Associates, LLP New York, USA
Legal Assistant November 2002-February 2004
• Managed closings of refinances and loans for banks such as Wells Fargo, Countrywide, Indymac, Bank of America:
- includes the preparation of closing documents
- involves the computation and analysis of net proceeds and closing costs
- includes the preparation and assessment of the HUD-1 statement and other financial documents
- includes review of all mortgage documents for accuracy and completion
• Managed Real Estate Contracts which included the following tasks:
- drafting and reviewing of different types of Real Estate Contracts for both residential and commercial properties
- constant interphase with clients, lawyers, title companies, lenders, real estate and mortgage brokers
- in charge of analysis of title reports/lien searches on properties
- administers closings by preparing closing documents and computing closing expenses

Citibank, N.A. Manila, Philippines
Assistant Loans/Benefits Officer July 2002 -October 2002
• Assisted the loans and benefits officer in administering the loans and benefits program to employees
• In charge of attending to various inquiries regarding company benefits and loans
• Processed the releases of chattel mortgage, real estate mortgage, and deeds of sale to employees
• Managed the tracking of records and encoding of book entries
• Reconciled the list of bank assigned vehicles and retirement fund list

Citibank, N.A. Manila, Philippines
Intern : Human Resource Administration Dept. (Global Corporate and Investment Bank) April 2002- June 2002
• Conducted a feasibility study on the acquisition of a leasing firm for the company’s bank assigned cars:
- analysis of derived formulas for the lease-purchase study of asset
- recommendation of the most cost-efficient alternative and best leasing firm to acquire
- formulation of a list of potential advantages and disadvantages associated with leasing

RBL Finance Corp. Manila, Philippines
Assistant Loan Analyst March 2001-March 2002
• Analyzed the credibility of applicants based on the qualifications of short-term loans
• Prepared final recommendations of potential loan applicants

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SKILLS

Extensive knowledge of MS Word, MS Excel, MS PowerPoint, and the Web.
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