Chief Loan Officer Resumes in US-New York-New York City: JUAN MIGUEL

Search All Resumes | Submit Your Resume

Self Employed Resume

Chief Loan Officer Resume

Contact Candidate

Name:

JUAN MIGUEL

Location:

US-New York-New York City

Experience:

1-3 yrs

Most Recent Job Title:

Chief Loan Officer

Objective:

To contribute to company where I can utilize my financial, analytical, customer service, and management skills.

Resume Text:

.....Begin Resume Preview.....

apable of team projects and individual endeavors. I possess excellent communication and interpersonal skills and prove to be very customer-oriented.

________________________________________________________________________________________________________________________

EDUCATION

University of Asia and the Pacific 1998-2002

Bachelor of Science

Major in Business Management

Ateneo De Manila University High School

Grade School

________________________________________________________________________________________________________________________

WORK EXPERIENCE

RBL Finance Corp. Manila, Philippines

Chief Loan Officer January 2006-July 2008

• Loan Processing

- in charge of credit investigation of loan applicants through direct interaction with their suppliers, customers, lenders and by studying the financial aspect of their business

- conducts financial analysis of the credibility of applicants based on the qualifications of short-term loans and probability of repayment

- includes gathering of pertinent information and fulfillment of various requirements for approval of loan application

- includes review of loan program and documents verification

- includes analysis of credit reports and borrower’s financial background

- includes administration of lending portfolio and calculation of all loan expenses

- in charge of funding orders and disbursement of loans

• Marketing

- includes sourcing new business and seeking new proactive opportunities to generate more loan applications and sell the company’s products

- includes meeting with clients, business owners, suppliers, lenders and tailoring the right finance solutions while maintaining ethical standards

- includes providing financial advise regarding various loan policies, guidelines and inquiries

• Business Development

- conducts extensive financial analysis on different facets of the business including analysis in areas of operation performance, inventory, and resource management

- includes analysis of process flow and recommended viable solutions to ineffective strategies

Basik Funding Mortgages New York, USA

Closing Manager February 2004-December 2005

• Managed closings of loans

- in charge of coordinating closing between all loan participants

- includes financial analysis of various closing costs such as broker fees, title fees, lender fees, and attorney fees

- includes daily update of financial spreadsheets and reports

- includes constant interaction with customers, lenders, title companies, bank attorneys, brokers, and insurance agents

- includes review of loan files and documents for accuracy, completion, and compliance with mortgage guidelines

- includes fulfillment of all requirements such as closing fees, title reports, and closing documents prior to closing of the loan

- includes drawing of loan documents

- includes analysis of HUD-1 Statements and calculation of all mortgage costs

- includes confirming receipt of outstanding conditions needed prior to funding

- in charge of funding orders and disbursements of loans

• Managed processing of loans

- includes gathering of pertinent information and fulfillment of various requirements for approval of loan application

- includes analysis of credit reports and borrower’s financial background

• Managed mortgage sales

- includes assessment of the market to find the best mortgage product that fits the client’s needs

- includes providing financial advise regarding various mortgage programs such as fixed loans, variable loans, home equities and debt consolidation

David Pour & Associates, LLP New York, USA

Legal Assistant November 2002-February 2004

• Managed closings of refinances and loans for banks such as Wells Fargo, Countrywide, Indymac, Bank of America:

- includes the preparation of closing documents

- involves the computation and analysis of net proceeds and closing costs

- includes the preparation and assessment of the HUD-1 statement and other financial documents

- includes review of all mortgage documents for accuracy and completion

• Managed Real Estate Contracts which included the following tasks:

- drafting and reviewing of different types of Real Estate Contracts for both residential and commercial properties

- constant interphase with clients, lawyers, title companies, lenders, real estate and mortgage brokers

- in charge of analysis of title reports/lien searches on properties

- administers closings by preparing closing documents and computing closing expenses

Citibank, N.A. Manila, Philippines

Assistant Loans/Benefits Officer July 2002 -October 2002

• Assisted the loans and benefits officer in administering the loans and benefits program to employees

• In charge of attending to various inquiries regarding company benefits and loans

• Processed the releases of chattel mortgage, real estate mortgage, and deeds of sale to employees

• Managed the tracking of records and encoding of book entries

• Reconciled the list of bank assigned vehicles and retirement fund list

Citibank, N.A. Manila, Philippines

Intern : Human Resource Administration Dept. (Global Corporate and Investment Bank) April 2002- June 2002

• Conducted a feasibility study on the acquisition of a leasing firm for the company’s bank assigned cars:

- analysis of derived formulas for the lease-purchase study of asset

- recommendation of the most cost-efficient alternative and best leasing firm to acquire

- formulation of a list of potential advantages and disadvantages associated with leasing

RBL Finance Corp. Manila, Philippines

Assistant Loan Analyst March 2001-March 2002

• Analyzed the credibility of applicants based on the qualifications of short-term loans

• Prepared final recommendations of potential loan applicants

________________________________________________________________________________________________________________________

SKILLS

Extensive knowledge of MS Word, MS Excel, MS PowerPoint, and the Web.

________________________________________________________________________________________________________________________

A job posting is required to veiw full resumes.
Click here to post a job now.

LUCKYDOGJOBS

Value, Talent, Results